Layaways

We offer layaway on in-store purchases only, subject to approval. Whether an item qualifies for layaway is at our discretion and must be arranged at the time of purchase.

Sale items and pieces included in promotional events such as our “Save It from Scrap” collection are not eligible for layaway.

Terms & Conditions:

• Items may be placed on layaway for a maximum of 120 days.

• A minimum deposit of 20% is required at the time of purchase.

• The remaining balance must be paid in four equal monthly payments.

• If a payment is more than 30 days overdue, the item may be returned to stock without notice.

• If no satisfactory payment arrangement is made by the end of the 120-day layaway period, the item(s) will be returned to stock and all payments will be forfeited.

Cancellations:

In the event of special circumstances, a layaway may be canceled at our discretion. If approved, a 20% restocking fee will be applied, and the remaining balance will be issued as store credit only.

Please note: Reliable Gold reserves the right to update these terms and conditions at any time without prior notice.